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Create UPI account without Debit Card

UPI without Debit Card

Do you know? Create UPI account like this without giving debit card details.

Generally, debit card details are required to open a UPI account. After that the account becomes active. But today we will tell you a method with the help of which you can create a UPI account on apps like Google Pay, Phone Pay without a debit card.

Crores of people in the country are making UPI payments every day. UPI is a very easy method for digital payment. This is the major reason for its popularity. Generally, debit card details are required to open a UPI account. After that the account becomes active. But today we will tell you a method. With the help of which you can create UPI account on apps like Google Pay, Phone Pay without debit card.

Actually, you can also activate UPI account with the help of Aadhaar number, although very few people are aware of this. In such a situation, even those people who do not have a debit card can create a UPI account.

First of all download any app like Google Pay, Phone Pay or any UPI app. After this open the app. Go to Add Bank Account option and select your bank. After this a message will be sent to the mobile number linked to your bank account.
After this, two options will appear in front of you. The first will be of debit card and the second will be of Aadhar card. You have to click on the option of Aadhaar. After this your verification will be done. After this set the PIN and use UPI.

How to start UPI service with the help of Aadhaar

  • Step 1: Go to the UPI app and select the option to set a new UPI PIN.
  • Step 2: Select the option of Aadhaar based verification.
  • Step 3: Proceed by giving consent.
  • Step 4: Validate the last 6 digits of your Aadhaar.
  • Step 5: Enter the OTP received on the registered mobile number
  • Step 6: Proceed by giving consent again.
  • Step 7: After confirmation from the bank, you can set a new UPI PIN.

UPI without Debit Card

Consent Required

According to the NPCI website, customer consent is required to extract and validate Aadhaar information. Whenever you create UPI PIN. You have to give consent every time. The customer will be able to set up UPI only with Aadhaar. Only one mobile number will be registered in Aadhaar and bank.

Whether your bank supports Aadhaar UPI or not. You can get this information from your bank branch or its website.